Posts Tagged ‘offered’

Do I Have to Take the First Settlement Offered by the Insurance Company?

You don’t have to take the first settlement an insuance company offers. You have every right to negotiate for a fair settlement using evidence like medical bills or lost wages to prove your claim. If you are not comfortable negotiating or the insurer will not listen, you can always get help from an experienced accident lawyer.

If a high school athlete has been offered a full ride gets injured does he lose the scholarship?

Example: let’s say a young man has been offered a full athletic scholarship to play for a school. He breaks his arm in a car accident and won’t be able to play the sport again. What happens to his scholarship?

Hunter Education Courses Offered in St. Martinville

Hunter Education Courses Offered in St. Martinville
(St. Martinville, La.) The St. Martin Parish Sheriff’s Office has scheduled the following Hunter Education Courses for the general public: September 11-12, 2010 October 23-24, 2010 November 6-7, 2010 The location of the courses will be at the St. Martin Parish Sheriff’s Office Training Academy at 1815 Terrace Hwy. St. Martinville, La. All courses will run from 8:00 a.m.-5:00 p.m.on Saturday and …

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Pitfalls of Free Travel Insurance Offered With Cards

Financial institutions today offer many extra’s to entice customers to apply for their credit cards and/or charge cards; one of the extras commonly offered is free travel insurance. This extra can lead to confusion for many potential travelers. Although some high end cards such as Platinum and Gold Cards offer reasonable cover many of the standard cards have very restricted insurance and therefore should not replace standard travel insurance.

Listed below are some of the common pitfalls:

– Possible restrictions on medical coverage
It is important to check that the medical coverage is adequate for the destination that you are traveling too. For example, it is recommended that travelers have unlimited medical cover for US travel as medical expenses can be massive.
– Possible restrictions on coverage
E.g Some cards only offer ‘travel inconvenience which occurs in the case of flight delay, missed connections and delayed or lost luggage or for ‘travel accident insurance for example loss of life or limb in an accident during transport such as a flight but not during the trip.
– Your travel insurance my be void if you pay for your trip with cash
E.g This is very important to check as the Insurance Ombudsman Service in Australia recently saw a claim refused because the consumer paid for the trip deposit in cash and not with their card.
– Most policies have an excess that needs to be paid if you make a claim.
– No option to pay a slightly higher premium to ‘buy-out’ the excess as with normal travel insurance.
– Pre-existing medical conditions are covered only if the customer specifically applies to the insurer and they approve.
– Pre-existing medical conditions may only cover the main cardholder and may not be available for your spouse or children.

As shown by these pitfalls not all travel insurance will be adequate for your trip. It is therefore important to understand the conditions and restrictions found in the product disclosure statement before you travel. It is essential for you to check all the small print on your policy before you make a decision. So even though travel insurance may be a ‘free’ extra the consequences of not being properly covered will cost you in the long run.

Australia Travel Insurance wishes you a wonderful and safe journey.

They offered me the sum of – ?

£1,000 and have confirmed it is their final offer.

Accident advice – claim help! ?
I had an accident in a store due to their negligence. They immediatley admitted liability. However I dont have legal representation at the moment and they have offered me a low amount! they said its their final offer! but to be honest is it a good offer for a slip? and injured back? and I am still seeing the physio! should I go through one of the no win no fee solicitors? thanks